With over 35 years experience in the financial services industry, my aim is to meet individual needs of our customers. I have access to a vast array of lenders with some of the most competitive rates available.
No matter what your needs are - we believe if you “use the right people, you get the right results!”
Making your options easy to understand
Keeping you updated and moving things forward
Recommending cover that fits your life, not a one size fits all

With decades of experience in the mortgage and insurance sector Harte Mortgage & Protection is the one-stop shop you need.
Tracey Harte at the helm ensures a personalised and efficient service is delivered to all clients. Our aim is to meet the individual needs of our customers. As a mortgage broker we have access to a vast array of lenders with some of the most competitive rates available.
We have everything you need to also ensure you are protected against the unexpected by acting as an agent for insurance providers offering, home, life, contents, critical illness, income, accident, sickness and unemployment cover.
No matter what your needs are, we believe if you use the right people, you get the right results!
You’ll work with a dedicated adviser who takes time to understand your circumstances and objectives, providing advice tailored to your situation — not a one-size-fits-all solution.
We make mortgages easy to understand by explaining your options clearly, cutting through jargon, and helping you make informed decisions with confidence.
As an independent, whole-of-market adviser, we have access to an unlimited number of lenders to find the most suitable solution for you, based solely on your needs.
From initial consultation through to completion, we manage the process, handle the paperwork, and keep everything moving efficiently.
We offer flexible appointments and responsive communication, making it easy to get the support you need, when you need it.
Our relationship doesn’t end at completion. We’re here for future reviews, remortgages, protection updates, and changing circumstances.
Buying or reviewing a mortgage doesn’t need to feel complicated.
Whether you're a first-time buyer, moving home, remortgaging, or exploring your next steps, we’re here to guide you with clear, independent advice and personalised support.
We take the time to understand your circumstances and recommend solutions that fit your goals — helping you move forward with confidence.
Personalised recommendations built around your needs
Clear guidance from enquiry to completion
Access to an unlimited number of lenders
Secure, efficient digital process

Thank you for choosing us. Whether you need help with mortgages or protection, we’re always here to assist you.
Tracey Harte trading as Harte Mortgage and Protection is an appointed representative of PRIMIS Mortgage Network, a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority. The Financial Conduct Authority does not regulate some forms of Buy to Let. The guidance and/or advice contained within this page is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE Harte Mortgage and Protection normally charge a broker fee for mortgages, should a fee be charged this will typically be £350. The exact amount will depend on your circumstances. The fee is payable on receipt of your mortgage offer. You will not receive a refund if your mortgage or loan does not go ahead.